OPTION 01 · A SECOND OPINIONA policy review only.
This means that you are giving permission for an intermediary to have access to the policy information that the insurer holds for you. Things like policy benefits, member lists and of course premiums. It will not allow the intermediary to make any changes, negotiate new rates or have access to any medical information on the policy
members. You tend to select this option when you are looking for a second opinion.
OPTION 02 · ONGOING SUPPORTFull transfer to new intermediary.
This would mean that you are appointing the intermediary to represent and work on behalf or you as the individual or as a business. The intermediary would have full access to the policy, can amend, make changes and the general administrative actions all performed by them. These actions can only be done once they have been confirmed with you the policy holder or group secretary. Giving authority to the intermediary would allow them to negotiate premiums and discuss the renewal terms in more detail with the insurer, ultimately a representation in full.